The New Rules of Money

We were taught the rules of money by our parents and adults who were playing a different money game.  There are new rules of money.  The rules that worked for people during the Great Depression era do not work in todays economy.  You will lose if you follow the rule of saving as our parents … Continued

Pros and Cons of Multi-Family Investing in St. Louis

I am a big proponent of any type of passive income stream that builds wealth.  I have tried a lot of them and learned a lot in the process.  In this blog post, I will review some pros to bring to light my initial attraction to multi-family investing and then the cons and why we decided … Continued

Saint Louis Real Estate as a Gateway to Financial Freedom

The first thing you think of when you think of St. Louis, Missouri is usually baseball, Budweiser, and the arch.  The arch, or the “gateway to the west”, was constructed to pay tribute Thomas Jefferson’s vision of a transcontinental United States and St. Louis’ role in westward expansion. While you might not initially think of St. Louis real … Continued

Losers use Savings Accounts

Savings Account vs. Whole Life Insurance The dollars that you keep in your savings account “earn” less than 1%.  That doesn’t beat inflation.  In fact, your are losing roughly 2% – a fact they don’t disclose when you deposit your life savings into a long-term savings account.  There is a huge opportunity cost to keeping that … Continued

Turnkey Rental Property 101

I have tried many types of investment opportunities within real estate and they each have their place in the market.  Turnkey properties, however, have won a special place in my heart.  They are a great way to start generating cash-flow and accelerate your journey to financial freedom without the stressors of traditional rentals or the time, … Continued

How To Sell Your Home Fast In St. LouisMissouri

Real estate markets fluctuate — sometimes they are really hot and there are so many buyers that sellers will list a property and it gets snapped up the same day. Sometimes markets are kind of soft, which means a house might stay on a listing for weeks or even months without getting any offers! Homeowners … Continued

How to find good investment property in St. Louis

Lots of investors are looking to get started, and as active real estate experts in St. Louis Missouri, we get asked to share our secrets quite a bit. Fortunately, we love to share 🙂 One of the biggest questions we get from local investors is ” How to find good investment property in St. Louis Missouri?” With … Continued

Help For Foreclosure In St. Louis – 3 Ways To Avoid Foreclosure

Few things are more devastating to families than the prospect of foreclosure. You own your home and you love it — it serves you well. Yet, due to unfortunate circumstances, foreclosure may seem imminent. For local mo families facing foreclosure, the stress can be almost unbearable. Worse yet, the foreclosure process can take months or even … Continued

Real estate investing Resources in St. Louis

So you wanna get started investing in St. Louis and you’re checking things out, eh? Good for you. Always do your homework and you won’t get schooled. Here’s some great tools that we’ve found and we use from time to time and great real estate investing resources in St. Louis for investors here locally to … Continued

Can You Get Your House In St. Louis Back After Foreclosure?

If you’re facing the possibility of foreclosure in the future, perhaps you are wondering can you get your house in St. Louis back after foreclosure. After all, you need a place to live! Unfortunately, after the court rules in the favor of your lender and agrees with the lender to proceed with foreclosure, it is … Continued

How to find foreclosures in St. Louis Missouri

There’s a lot of competition to find great deals on local St. Louis Missouri foreclosure properties. Finding them is only one part of the process – you also need to know how to capture them. Here are a few secrets from the pros that we’ve used with great success on how to find great foreclosure deals in … Continued

How to bid on a short sale property

Short sale properties can be a great source of income for investors, and a great deal for home buyers. It’s important to keep in mind that a short sale is one where the bank has approved a loss on a current loan. They’re losing money, so they want to unload. Generally the current owner is in a rough … Continued

What Insurance Should I Have For My Rental Property In St. Louis? An Investor’s Checklist

Investing in real estate is different than investing in Wall Street stocks. Stocks are speculative, and they’re also a “paper asset.” The stocks might go up and down but there isn’t much that can happen to the “financial instrument” itself (especially since they’re stored electronically instead of as stock certificates now). Real estate on the … Continued

Investment Property Tax Deductions List for St. Louis

Uncle Sam gives, and Uncle Sam takes away. But in the case of buying local St. Louis investment properties… you can earn investment property tax deductions for your St. Louis properties. For real estate investors, the United States provides the opportunity to earn a living purchasing investment properties… and holding those properties as investments, and of … Continued

Tips on Buying St. Louis Real Estate with your IRA

While most people understand that real estate is an investment, many people are taking advantage of the qualified retirement accounts to purchase real estate as an appreciating or revenue-generating instrument like IRAs. It’s really important to understand the tax implications, legal ramifications, and various other intricacies of purchasing St. Louis real estate within your IRA. So, lets dive … Continued

5 Renovations to Avoid When Flipping a House in St. Louis

Many people jump into flipping a house with great intentions, only to find themselves buried in renovation work. Often times, one project will lead to another costing you time and money. If you are flipping a house for the first time, you should be aware of these 5 renovations to avoid. Flipping a House in … Continued

What to Expect When Using Private Lending in Missouri

Many investors rely solely on private lending to purchase properties. You can go for this method, or combine private loans with traditional bank financing to get the capital you need. If you have not worked with a private lender, we can help you understand what to expect when using private lending in Missouri.  We have … Continued

Finding FSBO’s and Off Market Properties in St. Louis

You have heard stories about people finding amazing deals on off-market properties. Deals that are almost unheard of. So where are these incredible deals found? If you are interested in learning how to find FSBO’s (for sale by owner) and off market properties in St. Louis? Our latest blog will help you learn about where to … Continued

How to Flip Your First House in St. Louis

Do you want to learn how to flip your first house? There are many things about the process you might not see on HGTV. We have put together some of our favorite tips for flipping homes in St. Louis and across Missouri! For a first-time flipper, the process can become overwhelming. What might seem so easy, you … Continued

How to Find a Private Money Lender in Missouri

Investing in real estate can be a bit different than applying for a mortgage on a home you wish to live in. When buying an investment property, you might want to consider seeking out a private money lender to help reach your investment goals. In this article, we will discuss how to find a private money … Continued

Why Won’t My House Sell In St. Louis?

You’re trying to sell a St. Louis mo house that just won’t sell? And yet – the news says the real estate market is heating up. The media is practically shouting again about multiple offers, high demand, and record-setting prices. So where’s your contract? These tips could be just what you need to help you sell your … Continued

Foreclosure notice of default in mo– what is it?

If you’ve gotten a foreclosure notice of default and want to know what the heck is going on, keep reading. Basically, a foreclosure notice of default is a document that has to be filed by a lender to start the process of foreclosure. The foreclosure notice of default must be sent to anyone who has … Continued

Buy my St. Louis mo house for cash – 2 Questions To Ask

If your St. Louis, mo house is facing a foreclosure, and you wish to avoid it… or if you just need to sell your St. Louis house fast for another reason (you inherited a house, relocating and need to sell, lost your job, agent can’t sell your house, etc.)… then one of the best options that … Continued

Help, I’m behind in my mortgage payments in St. Louis!

When you fall behind in your mortgage payments on your St. Louis home, it can feel like you’re drowning in debt. Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge. There’s a few options that can help you to avoid foreclosure in St. Louis … Continued

The State of the Market for Buyers in St. Louis mo

Is it still a buyer’s market today in St. Louis? As experts in the St. Louis real estate market, we get asked this question a lot. The answer isn’t as simple as yes or no. First off, it really depends on the property type and location. Single-family homes in great locations that are priced well … Continued

How you can find free rent to own home listings in St. Louis

It’s not uncommon to see craigslist adverts that provide people with a chance to own a home with just a small payment upfront and then “earn your way” into a house over time. There are a few names for that… but “rent to own”, “lease to own”, and “lease purchase” are a few. If you’re … Continued

Who can buy my home with cash in St. Louis mo?

Selling a home in this tough economy is no walk in the park. If you are facing a foreclosure, then chances are you are grappling with the question, “who can buy my home with cash in St. Louis?” Well, fret not! There are several options that you can explore when putting your home up for … Continued

How to Find a Good Real Estate Agent in St. Louis

Hiring a real estate agent in St. Louis can be frustrating. So what are the steps on how to find a good real estate agent in St. Louis? Many local large real estate brokers will spend thousands of dollars each month to ensure that their agents are the most visible, whether it be online, in the … Continued

What is a Pre-Foreclosure in St. Louis?

With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holders to understand the process. So what is a pre-foreclosure in St. Louis anyway? Many homeowners across America and St. Louis are facing difficulties making their monthly mortgage payments. When a homeowner misses 3-6 months of mortgage payments, the lending … Continued

Who are the cash house buyers in St. Louis mo?

You’ve seen the “we buy houses in St. Louis” and “cash for houses” signs all around town when you’re driving around… even in other cities across mo… so who are these cash house buyers in St. Louis mo?  Are they legit? How does it work?  Who should I trust? We’ll dive into these questions here … Continued

How to Avoid Foreclosure in St. Louis

While the housing market is rebounding, many people in St. Louis] are still struggling to make their mortgage payments. If you’re underwater on your home, or having trouble keeping up with your monthly mortgage payments, you could be fearful that your mortgage provider is going to foreclose. Thankfully, there are a number of things that you can … Continued

Residential vs Commercial Hard Money Loans

Are you wondering what the difference is between Residential vs commercial hard money loans? Look no further because we’ll help you out in this informative blog post that should answer all of your questions. (And if you have any more questions, feel free to reach out to our friendly and helpful team at (314) 799-2247! … Continued

How to Sell Your House to an Investor in St. Louis mo

Home ownership just isn’t what it was in the 1950’s. In the past, people would buy a home and live there for the rest of their lives, often passing it on to their family. Things have changed. Many first-time homebuyers are going into it with the attitude that they’ll sell when it’s time for a change. If … Continued

Selling Your Home During a Divorce in St. Louis

If you’re wondering about the ins and outs of selling your home during a divorce in St. Louis mo… we’ll dive into the steps and things to look out for in this article. With over 50% of American marriages ending in divorce, many St. Louis mo residents are looking or advice for selling a home during … Continued

Rent To Own Houses In St. Louis – How Does It Work?

Curious to know more about rent to own houses in St. Louis? Keep reading to find out how they work and to know whether rent to own is right for you Most people think of renting a house or owning a house… but few realize there is an amazing “middle ground” – rent to own … Continued

Joint Ops Cash-Flow Club Newsletter Volume 2

  Joint Ops Cash-Flow Club Newsletter Volume 2   The month of November was another big month for us. We continued to tweak and grow our business. Here are the numbers: 104 Total Properties under management 4  Properties bought $15,985  paid out as interest to our private lenders 2 Lease Option Tenants Placed   Cash-Flow … Continued

4 Situations Where Hard Money Loans Are Ideal

If you’re a real estate investor you need to know about hard money loans because they can help you invest! As a service to investors, here are 4 situations where hard money loans are ideal. Real estate investors know: it can sometimes take money to make money! In other words, if you want to acquire … Continued

Keys To Building A Passive Cash Flow With Turnkey Property

Thinking about investing in turnkey properties? Make sure you read this article which reveals the 5 secret keys to building a passive cash flow with turnkey property – which works here in the 63144 zip code, and elsewhere. Most people work their whole lives and then retire at 65 with little to show for it. … Continued

How to stay in my home after foreclosure in St. Louis

A recent study estimates that 47% of foreclosed properties are still occupied. When you first see that stat you may be surprised… but we’re not. What most people don’t realize is that banks aren’t in the business to own homes. They are in the business to loan people money. But when they have to foreclose … Continued

How to Find Turnkey Rentals In St. Louis

Want to invest in turnkey properties? Of course, you do because they make a great addition to any portfolio. In this blog post we’re sharing how to find turnkey rentals in St. Louis… Turnkey rental properties are a great addition to any investor’s portfolio – they’re hands off, they’re simple to own, and they provide … Continued

We buy houses in St. Louis companies – are they credible?

If you’ve been driving around in St. Louis, chances are you’ve seen some billboards advertising companies that buy houses. Often times they say things like “We Buy St. Louis Houses!” or “Cash For Your House”. Are these “we buy houses in St. Louis companies” credible? How do I know if the local house buying companies out … Continued

Understanding the Foreclosure Process in Missouri

Understanding the foreclosure process in Missouri is an important part of navigating your own home foreclosure. Before we dive in… What is foreclosure anyway? Foreclosure is the legal process that lenders use to take back property securing a loan, generally after the borrower stops making payments. Foreclosure is no fun.  But just know that it’s not … Continued

Can I sell my St. Louis house in foreclosure?

Do you have a St. Louis Missouri house that’s in foreclosure right now? Many people going through the Missouri foreclosure process want to get out from under that burdensome house and wonder if they can sell the house in foreclosure. The short answer: yes. The long answer: it’s a little more complicated, but usually you … Continued

Selling My House for Cash in St. Louis

Should you take a cash offer for your St. Louis house? Not always. I’ll tell you how to sell any property for cash, some reasons to refuse a cash offer – and when you shouldn’t say no. Selling My House For Cash In St. Louis If you’re selling a property in St. Louis to an end buyer … Continued

How do I sell my house without an agent in St. Louis?

If you’re looking to sell your house or investment property in St. Louis without using a real estate agent, we can help. Although we do cooperate with brokers, sometimes it’s best to avoid paying someone to be in the middle. After all, paying 5-6% of the sale of a property in a commission is a lot of … Continued

Pros and Cons of Rent to Own Housing In St. Louis

Home Ownership Trends Are Shifting… Keep Reading To Find Out How They Might Make Owning A Home In St. Louis Even Easier… Credit-score-based mortgages… they were once the primary way of buying a house… but these traditional methods of purchasing a home are becoming less common than in decades past. The American Dream is shifting and … Continued

Selling My House Fast in St. Louis

You need to sell your St. Louis house fast right?  If you’re saying… “I’m having the toughest time selling my house fast in St. Louis“… you’re at the right place 🙂 These tips will help you get your property sold. [NOTE: Most important – if you really need to sell fast, consider the option of … Continued

Renting An Apartment vs. Renting A House in St. Louis

So, you’re looking for a place to rent in St. Louis? As you’ve already seen… there are a lot of options in the St. Louis area for housing. All the way from apartments in St. Louis to rental houses in St. Louis… condos… mobile homes, and more. But if you’re struggling to decide if you … Continued

Are St. Louis Rent-to-Own Homes a Scam?

If you’ve spent time driving around St. Louis mo or browsing Craigslist or other sites, you may have seen advertisements that read, “Own a home for $500/month. No credit check!” While it seems too good to be true, local rent-to-own homes are a viable option that many St. Louis residents are taking advantage of. But… Are St. Louis … Continued

How Do Rent To Own Homes Work In St. Louis?

One of the first questions we get from potential tenant buyers of our local St. Louis mo rent to own homes / lease option homes is “how do rent to own homes work in St. Louis?” With a flooded real estate market, especially since the bubble burst of the mid-2000’s, rent-to-own homes have become a popular … Continued

How to Know if Renting or Owning a Home is Right For You

So, you’re looking at moving and you’re not sure if renting or owning a local St. Louis mo home is right for you? You’re not sure if one is a better financial decision than the other? You’re not sure if you’ll be able to find the type of house or apartment you’d like to live … Continued

I’m Relocating And Need To Sell My House In St. Louis

Relocation is a complicated exercise in coordination. We get local St. Louis home sellers calling us or submitting their house info on this website every week saying “I’m relocating and need to sell my house in St. Louis“.  The great thing is that we’re able to help a good many of those sellers sell their … Continued

Tips on Renting A St. Louis Home

In today’s article, we’ll take a look at some tips on Renting a St. Louis home that you should consider when renting your next home in St. Louis. As property values plummeted over the latter part of the 2000’s, many people began to turn to renting. There are plenty of reasons to rent as opposed to purchasing a home, including … Continued